Apply Now: Job Vacancy at Access Bank Nigeria PLC
4 min read
Access Bank today is the largest bank in Nigeria and Africa’s leading bank by customer base. It is a full service commercial bank operating through a network of more than 600 branches and service outlets, spanning three continents, 12 countries and 36 million customers. The Bank employs 28,000 thousand people in its operations in Nigeria, Sub Saharan Africa and the United Kingdom, with representative offices in China, Lebanon, India and the UAE. It continues to look at opportunities to build its network in global trade and payment centres, helping Africa to play its part on the world stage.
Table of Contents
1. Job Position
Account Officer, Commercial Banking Divison
Description
To ensure that customer relationships are developed and maintained by providing excellent financial products and services that add value to the customer while minimizing costs and risk to the bank
Functions and Responsibilities
- New Business Development
- Credit processing and Appraisals
- Close Monitoring of Credit relationships and loan recoveries
- Maintain good public relations with current and prospective customers
- Achieving set PCE and Balance Sheet Targets
- Analyse and interpret financial data and recommend on the credit worthiness of the customer
- Attend Credit Committee meetings with the Team Leader
- Prepare periodic reports for the team
- Assist in preparing the Team’s budget
- Achieve PCE, Balance and other performance target
- Perform other duties as may be assigned by the Relationship Manager
Requirements
Good Customer Service / Relationship Management
- Strong selling/negotiation skills
- Strong Financial Analysis / Interpretation capabilities
- Oral & Written communication
- Strong strategic orientationGeneric Skills
- Team work
- Initiative
- Entrepreneurship/ taking ownership
- Analytical Skills/ Problem solving
- Self-Management
- Interpersonal Skills
Key Performance Indicators
- Meeting/exceeding set targets
- Turn around time on deliverables
- Rate of customer sign on/ acquisition
- Exceeding balance sheet/ liability targets
- Customer satisfaction levels
- Report rendition (CAC, ALCO, MPR, FSR)
- Quality of documents
- FAM/ FSR
- MCC Presentation
- Memos
- Daily a/c review (Morning & night)
Professional Requirements
Qualification
First degree in any Discipline with a minimum of Second Class honors. Relevant Masters’ degree will be an advantage
Professional Membership
A recognized professional certification will be an added advantage
Minimum Experience
1 – 3 years relevant experience; exposure in the marketing of financial services, will be an added advantage
Benefits
Leave Allowance, Medical Allowance, Bonus payments as applicable, Passage as applicable, 13th month as applicable
2. Job Position
Relationship Manager, Commercial Banking Divison
Description
To give leadership and direction required to ensure that customer relationships are developed and maintained by providing excellent financial products and services that add value to the customer while minimizing costs and risk to the bank
Functions and Responsibilities
· Draw up work schedules for identifying and marketing prospective customers
· Maintain good public relations with current and prospective customers
· Plan and report on Marketing calls for the unit
· Structure credit facilities to address customers needs and prepare/review credit proposals with the Group Head
· Monitor and ensure customers’ compliance with credit agreements
· Present to and defend proposals before the Credit Committee
· Provide on-the job training for Account Officers
· Negotiate foreign exchange and credit rates with customers within limits set by the bank to ensure maximum profitability to the bank
· Monitor the unit’s performance against monthly/quarterly/annual plans
· Prepare the Team’s annual budget for consolidation and incorporation into the Group budget by the Group Head
· Prepare and present the Unit’s Monthly Profitability Report (MPR) to the Group
· Appraise supervised Account Officer(s)
· Achieve self PCE and annual performance targets
· Prepare periodic reports for Regional Head
Perform other duties as may be assigned by the Regional Head
Requirements
Good Customer Service / Relationship Management
- Strong selling/negotiation skills
- Strong Financial Analysis / Interpretation capabilities
- Oral & Written communication
- Strong strategic orientation Generic Skills
- Team work
- Initiative
- Entrepreneurship/ taking ownership
- Analytical Skills/ Problem solving
- Self-Management
- Interpersonal Skills
Benefits
Leave Allowance, Medical Allowance, Bonus payments as applicable, Passage as applicable, 13th month as applicable.
3. Job Position
Zonal Head, Commercial Banking Divison
Description
Provision of leadership and direction required to develop and manage customer relationships with excellent financial development and management of customer acquisition, retention and relationships in the customers target market
Functions and Responsibilities
- Implementation of regional commercial banking & state government strategy
- Definition of marketing and sales strategies of commercial banking division
- Development of Commercial Banking products and services
- Management and maintenance of existing customer relationships and development of new customer relationships
- Management of credit risk framework
- Develop a customer management framework including customer insight driven marketing
- Fund the bank with cheap liabilities
- Play Ambassadorial role in the entire region
- Prepare weekly reports for super regional head
- Achieve PCE, Balance and other performance target
- Perform other duties as may be assigned by the Super regional Head
Requirements
Required knowledge, skills and abilities
- Good products knowledge
- Excellent Customer Service / Relationship Management capabilities
- Excellent Marketing / Selling skill
- Strong strategic orientation
- Good negotiation /presentation skills
- Knowledge & understanding of commercial and public sector market
- Good Oral & Written communication
Supervisory Skills
- General managerial/ administration
- Team building / conflict management
- Coaching /Leadership / Influencing
- Organization and coordination skills
- People Skills
Generic Skills
- Strategic orientation
- nitiative/Entrepreneurship/ taking ownership
- Analytical Skills/ Problem solving
- Self-Management
- Interpersonal Skills
- Advance Credit Skills
Minimum Experience
Minimum of 12 years experience in a bank with at least 6years experience in marketing
Benefits
Leave Allowance, Medical Allowance, Bonus payments as applicable, Passage as applicable, 13th month as applicable
How to Apply
Interested and Qualified candidates who qualify for the various Job postings above should click on these links below to apply:
